By Christina Cordle

It cannot be denied that life coaching has become popular nowadays due to its efficacy in helping people achieve their objectives and goals in life. If you are one of the professional coaches in the market, how can you market your services effectively? Are there ways where you can have an edge over rivals? Below are marketing suggestions to market your coaching services.

With the stiff competition among life coaches, some coaches find it hard to obtain clients. To have an edge over rivals, it is best to use the latest marketing tools. If professional marketers use the Internet in marketing their products and services, then you can also use it to market your coaching services. This article highlights online marketing strategies to bring more clients to your business.

Below are the latest marketing strategies used by professional marketers to attract more clients:

1. Article writing – As the name implies, you can write several articles which aim in boosting traffic to your website. You can focus on topics which you think your customers and computer users would be interested in reading. Most often, life coaches outsource a professional content writer to do the writing on their behalf. By writing life coaching articles and submitting them to article directories, you can get more traffic for your coaching business.


2. Blogging – As the name implies, you can create blogs about life coaching. Like article writing, these blogs can also help your business in attracting more traffic to your life coaching website. These blogs can also be used in acquiring traffic from social networking sites and search engines like Google and Bing.

3. Search engine optimization (SEO) – It is somewhat similar to article writing, but the articles written contain several keywords to optimize your ranking in search engines and to boost your webpage. It can also boost traffic to your life coaching website. You can also hire a professional SEO writer to do the task on your behalf.

4. Social network sites – It cannot be denied that social networking sites are on the rise nowadays, thus plenty of companies use them as another method of attracting additional customers and creating traffic to their websites. You can post videos, articles and blogs in variety of online social networking sites like Facebook, Twitter and LinkedIn. You can also use social media to keep in touch and connect with your loyal patrons and prospective clients. Remember that millions of individuals get connected and use online social media networks everyday.

5. Link building – It is another way to boost traffic to your site. To build your customer list, you can invite people, connect with them, share ideas and build harmonious relationship with them. With this method, you can inform them of your latest services, perks and promos.

6. Short Messaging Services (SMS) – Like the computers, the cellular phone is another tool widely used by individuals nowadays. The good thing about this method is that you can send a message to possible customers in just a span of seconds. You can also reach them even if they are far away and/or offline.

Choose from the latest marketing trends mentioned beforehand and witness how these methods can boost your customer niche.

About the Author: Christina Cordle enjoys writing for Coachestrainingblog which is an online resource on

life coach salary


life coaching articles

as well as other related subjects.


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Posted in Financial Services

Egypt Property Prices are on the Raise


Michiel Van KetsEgypt has grabbed the attention of property investors predominantly due to its steady economic growth and easy-living lifestyle. Currently, property in Egypt is still affordable, but as potential investors become increasingly aware of the amazing opportunities the country has to offer property prices are expected to rise quickly. Still widely considered as emerging, the Egypt property market has already shown healthy returns for early bird investors, in some cases returns have been as high as 20-30% depending on the location. In acknowledgment of this, the pro-foreign investment Egyptian government has stepped up its marketing initiatives, and has committed themselves to a far reaching infrastructure development programs.The focus of this influx of overseas property investment in Egypt has predominantly focused around the popular Red Sea coastal resorts, as well the major cities such as Cairo, Luxor and Alexandria. In particular, the past few years has seen a major series of construction initiatives in the coastal resort regions. Here increasing tourist figures have resulted in large increases in demand for property in Hurghada, Sharm El Sheikh, El Gouna and Marsa Alam. So why has Egypt increased in popularity such much in the past few years? In the main, visitors are attracted to this exotic, yet modern, culture and land for a variety of reasons. From most European cities and the UK, Egypt can be reached in less than 5 hours, amenities are modern, and transport facilities, including the airports as well as getting around the country itself, are already at a high standard. As well as this, the warm climate, great beaches and coastline, and wide range of activities are on offer throughout this intoxicating country. Today, the country has a strong economy and with the government actively working hard to encourage tourists to visit, these factors lay solid foundations for investors looking for long term returns from property in Egypt. The success of a country like Egypt is reliant upon the tourist industry, as more visitors see the advantages of traveling here then things can only get better. In particular, property prices remain low in comparison to other European property hot spots such as Italy and Spain. These low prices, coupled with the increasing prices of other major European holiday destinations due to currency fluctuations, have ensured that an increasing number of overseas tourists will be traveling to Egypt in the months to come. As more visitors flock to its shores Egypt has experienced an increased demand for high yielding short term holiday rentals. Also, as the Egyptian climate is good all year round there is the opportunity for year round holiday rental. Low-cost airlines have already set up flights to the Mediterranean and Red Sea resorts, reducing travel time and costs. British Airways and Egypt Air have established regular direct services between Heathrow and Cairo International Airport; from there it is easy to get connecting internal flights to the various coastal resorts. Charter flights are also available direct from the UK and Europe to the coastal resorts of Sharm el Sheikh, Marsa Alam, Hurghada and Taba. The investment opportunities for Egypt real estate are encouraging in the long term, and if you are considering investing in property here, then this is the best time to make a move. The country has a stable economy and the steady growth in GDP over the past few years is positive. The government is promoting the country to overseas investors by offering tax breaks and an uncomplicated purchasing process. Labor costs in Egypt are low, tourists are arriving in their thousands every week looking for rented accommodation, and the standard of living is improving within the country. Long-established home buying destinations, such as Spain and Turkey, are fast being overtaken in favor of Egypt. Most of the resorts offer first-class facilities and with the number of tourists arriving in the country throughout the year needing accommodation there is potential for high rental returns. The future of the country looks positive and investing in Egypt property is a wise decision that is sure to bring its rewards.

Michiel Van Kets provides article services for Mark Burns who has extensive experience in the overseas investment property market, specializing in property & real estate and through the website provides coverage on the worlds major property markets including


Property in Egypt


Egypt real estate

. For information or advice concerning property in Egypt or the

Hurghada property

market, visit

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Posted in Financial Services

By Stewart Wrighter

If someone advised you to go for modular housing instead of regular construction, what would be your reaction? Would you be all for prefabricated homes or would you be convinced that this is not a very sound suggestion? There are many myths that are associated with the building of manufactured houses; and this is what clouds people’s capacity to take a pro-manufactured houses decision.

1. The manufactured homes are built at supersonic speed – it is true that these manufactured units are built faster than your regular home. This is because these units are built indoors, in factories with controlled climate conditions. This means that the outside weather never affects the pace of the work, which often cuts the building time by almost half. Normally, a manufactured unit would take about 6-8 months from start to the day you could shift inside the house. This is fast – but it definitely not something at supersonic speed.

2. Factory built homes enjoy highest quality – yes, it is true that the materials used in manufacturing homes and the ones used to build a regular house are hugely different. The quality of the former is better because it is inspected at every stage of its making. However, this does not mean that stick-built house when built right is any less qualitative. The only difference is that it is highly unlikely to find that a manufactured home is not well made.


3. One can do exactly what you want – this is one of the greatest advantages with the manufactured units. You can just mold it into anything you wanted; your home could be anything you have dreamed about for a long time. The flexibility in design is there but you still need architectural designs and approval from respective authorities.

4. Energy efficient home – when you construct your house panel by panel you would be able to ensure that it complies with all the rules and regulations that pertain to building homes. While doing so, you could particularly pay attention and close the gaps that could imbalance your energy efficiency around your home. This means that you need to pay attention to the design and make adequate efforts to build your home; it just does not come inbuilt.

5. Cost efficiency – it is true that the manufactured homes are definitely cheaper than the regularly built ones. However, the manufactured homes are not exactly cheap. The cost of such house would come down by certain percentage, but it by no means cheap.

6. You can make as many changes as you please – for many the main attraction for choosing manufactured homes to the regular ones is because you can change anything and everything as per your whim and fancy. However, it is not so. No matter what type of house you choose, it is expensive to finish and not-so-easy to modify once erected.

7. Easy to move – it is true that the modular construction could be packed and shifted with relative ease. While it is true that moving a modular home is possible while the other type is not, it is not true that it could easily shifted to a new location. Packing, unpacking and reinstallation take a lot of time.

About the Author: Stewart Wrighter has noticed an increase of

modular housing

springing up because of their low cost. He and his wife were very impressed with

prefabricated homes

and are considering one for a vacation home.


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Posted in Financial Services

By Martin Searle

Get specialist help

The Dispute Resolution or review process is complex and a solicitor or other specialist will be able to:

— Advise on your prospects of success in challenging a decision

— Prepare written submissions

Following the introduction of the National Framework in October 2007, there are now two Dispute Resolution stages:

— Local resolution

— Independent review panel

The Dispute Resolution process can only address whether the National Framework and Guidance have been applied correctly in your or your relative’s case. Concerns about the type of care or treatment, or the location of the care package, need to be dealt with through a separate process.

Ask for a Primary Care Trust review – Local resolution

Apply for a review in writing checking for deadlines or forms. If the request is due to an increase in your relative’s needs, do not be put off by deadlines. Primary Care Trusts (PCTs) are supposed to deal promptly with review requests, although it can take months. The PCT review may involve one or more of the following:

— An internal panel to review assessment documents

— A neighbouring PCT reviewing documents


— An invitation to next of kin (or someone with Enduring Power of Attorney) to attend the Panel review meeting

— An invitation to next of kin (or someone with Enduring Power of Attorney) to express in writing their understanding of the individual’s needs

If you are asked to give your opinion, issues to raise include:

— Errors or misunderstandings by the original assessor of your relative’s needs.

— Needs that are already being met that have been overlooked.

— Supervision, prompting and other specialist interventions needed for dementia or mental health problems.

— Evidence/opinion of complex need and healthcare in any recent hospital assessments (for instance before being discharged).

— Social Services’ care plan or assessments indicating the number and quality of nursing or other interventions required.

— Your own detailed records of the events and illnesses that lead to your relative’s need for care.

— Evidence from a GP or other professional where they did not give an opinion in the original assessment.

Ask for a strategic health authority referral

If the PCT review maintained the original decision, you can ask for the case to be referred to the Strategic Health Authority’s Independent Review Panel (IRP). You can also apply direct to the IRP if the local resolution stage is taking too long. The IRP has an advisory role and can only offer ‘guidance’ on:

— The ‘validity’ of the PCT’s decision

— Whether the PCT correctly applied the National Framework

However, PCTs should accept IRP decisions in all but exceptional cases.

The IRP should let you have the documents they will use to consider your relative’s case and ask you for information about their health needs. However, this information is often only provided a week or so before the hearing. It is advisable to meet your solicitor or adviser well in advance of receiving this information, to prepare your written submissions. You can update them when you have the information.

The panel hearing:

— Consists of three people

— Will normally include a nursing adviser

— Is relatively informal as part of a fact-gathering and decision-making process

— Is private – you and the PCT should be interviewed separately.

You will generally be notified of the decision in writing within four weeks. If the IRP decides your relative should be entitled to NHS continuing healthcare funding, the award should be paid retrospectively to cover the ‘dispute period’. The recommendation should include a date from which the funding should have been awarded. It may be that the IRP says your relative did not meet the criteria for free care at the time you brought the challenge, but that funding should be allowed for a period after that date.

Seek a referral to the healthcare commission

If the IRP upholds the PCT’s decision, you may have a basis to refer the case to the Healthcare Commission. The Commission can review complaints where the complainant is not satisfied with the local decision or where the complaint has been unresolved at local level for six months.

Try the health service ombudsman as a last recourse

There are limitations to the type of issue the Ombudsman can investigate. It can say, for example, whether a request for a continuing care assessment was unreasonably refused. Or whether the rationale for the decision was fair, clear and based on evidence. Or whether the proper processes were carried out. While the Ombudsman cannot make a substitute decision, it can remit the case back to the Strategic Health Authority or PCT for a proper and fair determination.

The National Framework applies to continuing healthcare funding in England. Different guidance operates in Wales and Northern Ireland. Anyone seeking funding should consider seeking specialist advice. A different approach applies in Scotland where nursing and personal care costs (but not accommodation costs) are funded at set levels.

See Accessing Continuing Healthcare Funding Factsheet for help with applying for continuing healthcare funding.

About the Author: martin searle solicitors’

employment lawyers

have a flexible and pragmatic approach and are committed to helping businesses implement policies and procedures to ensure that relationship runs smoothly. Employees and employers looking for more information about

Employment Law

or to speak with

human resources consultants

please visit:


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Posted in Financial Services

By Barry Dawn

With the recent mortgage scare and the aftershocks still reverberating here and there, people are wary of considering financing to get out of their credit card debts or saving their homes from foreclosure. But the prognosis is good as the economy is taking an upbeat trend; still the decision is yours.

The Prospects for the Pros

It is never easy to deal with a mountain of credit card debts; while you pay off one pay-later purchase on one credit card, the interest rates on purchases you used with your other credit cards grow steadily without let-up. Either you sell your house to pay off your debts and live in a cave or get a mortgage to pay off your debts and hold on to your home.

Considering a loan may not be attractive at this point; but then what other options do you have if there is no other way to stem the tide of increasing credit card interest rates? If you opt to pay off your debts in one go to avoid compounding interests and add-on fees that require a big amount of money to pay off, which you know you do not have, a mortgage provides a practical solution to this vexing problem.


Interest rates have declined recently. A 6 per cent interest rate for a 30 year fixed rate mortgage sounds very good, right? It has gone even lower but of course this will swing a little bit higher. Compared to the pre-bust period in the industry, the offer is way much better – think 7 or 11 percent interest rates that people latched on to last time. At the going rate, taking out a loan for the purpose is practical.

The Cons of a Loan

Not every one though is a good candidate for a mortgage. Lenders short of looking through the spyglass have clever ways to check you out and the less impressive your credit rating, the higher the interest rates are charged to your mortgage. Seems you are stuck between the devil and the deep blue sea but before you faint away, here’s a lifeline – you can shop around for lenders offering the lowest rates for borrowers with poor credit rating.

If you can wait repair your credit score before taking out a mortgage. Interest rates have fallen but then mortgage companies are strict with their requirements. There are lenders though who place a premium on paychecks but after they know what remains of your monthly income. If you can still survive comfortably with the leftovers of your paycheck, including the monthly mortgage bills, the lender will approve your application.

You have been presented with two options if you have a spotty credit rating. You go for the higher interest rates or you repair your credit score. But as things go with people who are desperate to get out of the credit card mess they are ready for anything. Take this advice – if you need $20,000 for your credit card debts, get a $20,000 loan and just that. It won’t take ages to pay this off and you’ll be debt-free in five or ten years.

Living with a mortgage is never easy. Whether it is a low-interest or high-interest fixed rate loan, you have to live frugally on less. So now, is it now or never?

Allegro Mortgages Corp. Best Broker for All Your Financing Requirements (416) 987-0008

About the Author: Are you seriously considering an affordable


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Posted in Financial Services

By Simon Volkov

The Bank of America real estate buying bank owned foreclosure list can be a dream come true for buyer’s scouting out discounted properties. Many buyers are interested in buying foreclosure homes because they are sold below market value. The BOA foreclosure list provides access to thousands of nationwide properties to help buyers locate the perfect piece of real estate.

Bank of America real estate buying bank owned foreclosure list offers a wide variety of discounted properties. Buyers can browse listings to locate residential properties, commercial real estate, and vacant land; many of which are price well below current market value.

BOA foreclosure real estate consists of single and multi-family homes, condominiums and townhomes, and manufactured and mobile homes. Commercial properties include apartment and condominium buildings, bed and breakfast facilities, office buildings, retail outlets, hotels and motels, land tracks, and industrial real estate.

Buyers are frequently concerned that foreclosure properties will require time-consuming repairs which can add thousands to the purchase price. With careful research and property inspections, buying bank owned foreclosure homes is a relatively risk-free venture that can provide home buyers and real estate investors with great properties at affordable prices.


Individuals can begin exploring discounted bank owned homes for sale via the Bank of America Real Estate Center website at Visitors will find a variety of real estate buying information and resources and have the option of submitting online loan applications to obtain preapproved financing; all from the comfort of home.

The BOA real estate center allows buyers to compare home mortgage loans including: combination home mortgages, jumbo loans, interest-only, and FHA and VA loans. BOA also provides information about first time house buyer programs, Fannie Mae Home Path mortgages, and Neighborhood Champions Protected Mortgage; a program which offers special financing options to individuals employed in public service fields.

The Bank of America real estate center helps visitors locate various types of property quickly and easily. Individuals can enter different search parameters such as number of bedrooms and baths, property location, and price range. BOA bank owned foreclosure real estate prices range from below $10,000 to over $10 million.

The majority of foreclosure properties sold through Bank of America are listed through independent real estate agents. However, some properties are sold directly through BOA’s loss mitigation division. Each property listing includes listing agent contact information.

Bank owned foreclosure properties are priced below market value and there is little room for price negotiation. Oftentimes, the only way to obtain reduced pricing is to provide a cash offer. When investors or home buyers purchase real estate with cash they eliminate the possibility of being denied financing and can expedite the closing process.

Bank owned real estate can be profitable for investors. In today’s real estate market it has become common practice for investors to utilize bank foreclosure lists to locate discounted properties and maximize their return on investment.

When investors and home buyers purchase bank owned homes in areas hit hard by foreclosure they should consider applying for HUDs Neighborhood Stabilization Program grants. Individual buyers can apply for one grant, while investors can apply for up to five NSP grants. NSP grant money can be used to satisfy down payment requirements or to rehab the property. Program details are available at

Buying real estate through the Bank of America bank owned foreclosure list gives borrowers the opportunity to purchase homes at discounted prices and can open the door to obtain grant money or special financing options. Those who take time to research available options for buying bank owned real estate can save money and earn a good return on investment.

About the Author: Learn how to buy bank owned foreclosure properties at a fraction of the cost from Simon Volkov, a successful California real estate investor. Simon shares insights for getting the most out of the Bank of America real estate buying bank owned foreclosure list, along with other investing strategies at


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Posted in Financial Services